If the system is not user friendly, people will move to simpler softwares. 

The issue with folks selling these loans without knowing how actual residential loans (where you DO have to be licensed and are heavily regulated) are getting people into trouble with simply wrong advice etc.

Welcome to BP Noah,These forums are a great place to learn and meet people, whether you're just starting out or you're a seasoned investor.

Borrowing the down payment from other people can be a powerful accelerating strategy.

This incident triggered every trouble I'm experiencing now. 1) The officer from LAHD is after me saying that I need to register the property as a rental property and evict her with relocation assistance, which cost about $9000. 2) The Building department is after me with the order to comply: which I believe it might be better of demolishing the house and rebuild it. 

More people rent in Cleveland than Columbus - https://www.cleveland.com/data/2022/12/ranking-ohio-cities-b...I work in both markets and each one seems to have a fair amount of investors

You answered your question in the last sentence - disclosures are required on conventional but not for DSCR - these are really aimed at overprotecting the consumer (non sophisticated or non real estate professional) - since DSCR Loans are 100% business purpose and for investors (and typically for experienced investors or non-first time buyers only), there is less need to overly disclose / overly explain everything in a disclosure since its assumed they are experienced and know the basics

Hey Alex, I'm interested in meeting other people in the ADU development space. 

I know people who invest in that area and do very well.

And I provide Rent to own homes for people with less -than perfect credit