They also typically have prepayment penalties - any recommendations on where i could learn more about the options? 

I explained it would be best for them anyway because they can break the lease without penalty and not have to worry about 2 monthly payments without jobs.

Allowing them to participate in the decision of checkout times and penalties will go a long way toward encouraging them to go the extra mile for us.

When signing final mortgage papers and/or applications there are at least two points where I’ve had to sign under penalty of perjury that I “intend to occupy the property” as a “primary residence” or “owner occupied property” for either at least the next sixty days or one year.

I call it an additional rent and stipulate penalty if the tenant does not reimburse me within 30-45 days.

Assuming you're using a TREC contract form, I would object to the survey issue to ensure you have a way the right to terminate the contract without penalty. 

Property Manager, if you violate a Fair Housing law related to one of my units, the penalty could be $10,000 and legal representation would likely be necessary at some cost in the thousands of dollars. 

if you go interest only just make sure their is no penalty for for adding principal then add principal every month..

The penalty is up to $37,500 per violation if caught.2. 

Also, from speaking to the bank, I am told I have a 3-2-1 pre-payment penalty on the SBA loan.