I also come across good deals with owners that I am not able to close on  .I recently came across a builder whose (fixed up and ready to go) house I previewed for a potential sale  and  and by the time I could run the comps get back to him he had already (and very proudly so) sold the house for 100K less than the market value !! 

We opted to do 30 year notes figuring that we can always pay at a 15 year rate if we wanted to or if times got tough could drop it to the 30 year payment.After we started to get a ton of appreciation in the properties over the past few years we tried to refinance to pull some of it out and were not able to because we had too many notes. 

My money is tied up and I'm not able to hold this one.

I want to know if my future dream looks like me owning 20 units, or me owning 4 giant apartment complexes.

2nd question My situation,I have a score under 700 and already have a primary residence but was not able to pull equity out due to the fact that I had more than 45% debt to income ratio.My question for you is what can someone in my situation do in terms of financing my first deal in my situation.Any advice would be appreciated.

My agent is always giving properties that are for sell that are great deal but Im not able to buy at the speed that I want with out more funds.

The current property owner was not able to get her to break her lease.What are your thoughts on approaching her tomorrow during the inspection?

Caleb, I'll add to that question; Is having money in stocks considered "dead equity" since you're not able to leverage that money?  

Consider doing the same if you are not able to completely devote yourself to investing immediately.What Do I Want from Real Estate Investing?

When you inevitably get a call because they saw a GIANT spider at 2am and YOU have to come fix it.