Also note that any loan counts, so a HELOC makes it a financed property, If you have a mortgage and HELOC on the same property, it is just one financed property.I have hit the limit a couple times. 

Recent story: I have a client that has been looking for an office space for some time and finally the property that checked all boxes hit the market.

The seller probably wants 25% down because the know the market is going to take a hit. 

But if you plan on keeping that balance out for a long time, you run the risk of rates and therefore payments climbing and hitting your term which may have a balloon or amortization clause on it to repay the balance.

You will also lose any appreciation that the house will create in the future while the tenants pay down the mortgage and inflation hits.

Separate LLC for wholesaling if you're going to potentially hit $50k+ especially 

Effectively immediately you should see a significant improvement in mortgage rates on Investment Properties and Second HomesFHFA announces they are suspending certain provisions from the preferred stock purchase agreement, which caused big hits to the pricing adjustment on Investment properties and Second homes, among many other affects a.k.a higher interest rates.combined with the removal of the adverse market fee earlier this summer there is a real opportunity to refinance any investment property or second home purchased/refinanced since the summer of 2020

You will definitely always hit a limit or wall with traditional financing and mortgages. 

Also I guess my credit score would take a  hit over the years too? 

Search #'s with real estate related key words on Instagram, TikTok, Facebook, anything social media; hit them up.