Your nitpicking the Title companies when I started 35 years ago with an old time Agent who used to own a Car Dealership with a Business Degree, who only steered me to the Best...not the cheapest.

If you are asking how to best leverage your money for low down payments, VA and FHA are the lowest down payment options (market dependent and varying degrees of success) but come with their own struggles.

I'm hoping to hold a good paying job for a while after I earn my degree and use that income to put towards more properties.

**Not legal advice**This isn’t really the right place for this discussion, but seems like you might need to adjust your expectations: “you shouldn't necessarily expect to have the same degree of privacy that you enjoy in your own home.

Look at the competition for guidance on market rents and degree of perks to make a success of the seasons.

I don't have a degree in finance and that seems to be a requirement a lot.

I look forward to becoming a member at BiggerPockets  What kind of degree do you have?

This should cause home prices to flatten or likely decrease to some degree in the future. 

Temperature stays about 65 degrees year round. 

I get it and understand it to a degree.