However, in my one time getting an improvement loan, many years ago, I just needed to show the improvements already in progress or completed, and the auditor was satisfied.2) This is a new loan against the property, not necessarily with a favorable interest rate, so you're going to kinda hope the rental income covers at least most of the additional debt service.3) See your tax professional, but my understanding is that interest payments are not quite as deductible as they once were, so it won't be quite as beneficial against high taxable earnings.4) I believe the 203K loan is not available to apartment buildings with more than 4 units.

I don't want to low ball an offer but I don't want to pay higher than market price either (even if the ROI looks promising) so I am trying to come up with a way that would  be beneficial for both parties.

I'm arguing that my return on equity (ROE) is 7%, which it is, and I'm ok with that vs stripping all equity with cash out refi's and putting it in mutual funds/The stock market.  

It may beneficial to shop to find the lender with the lowest junk fees, but there is really no benefit to having multiple pre-approval letters.

For preserving wealth through real estate, can I reach anywhere near 10% or am I looking at the same level of returns as just a medium risk portfolio of mutual funds etc...

Many are running like mutual fund managers...its easy to do well when all you have ever seen was an up market.   

Just use your gut, it can be beneficial to all involved, or not.

Whenever I need one again, I’m thinking of choosing one based upon a mutual relationship.

When I presented the offer she was being skeptical as if it’s not beneficial for her or if it’s possible even though she say she has heard of wholesaling.

Do you think something like this would be beneficial?