I agree with Chris, much better to spend the ninety bucks on an O&E report to leverage your time.

Need a bridge loan (6 or 12 mo) on 4 unit rehab that is maturing. 1 month from completion. 

by the boat load. you can get a 10k credit card judgement that is a few years old and the credit card company deems it uncollectable and they will sell it for 50 to 100 bucks.. then their business model is to track these and at about 9.5 years by the time the debtor thinks they are home free .. they go into skip tracing mode figure out where they work and bank if they can and garnish them and take all the money out of their accounts.. 

I can  raise my rent 50 bucks and still be getting paid more then what you would be making off one of your rents.

And people whose credit isn’t fit to help them buy a home aren’t the people I’d want to collect several thousand bucks in a lease option fee, because now they’re far worse off than if they had just rented in the first place like they should have.

@Brian@Brian Egr You probably learned more than if you'd paid big bucks to a guru.  

I have various options.1) One lender says best bang for my buck is to buy a distressed house, say for $25K-$30K, hire contractor who does $15K of work, house appraises for $60K, I refinance with him immediately for 75% and get $45K back.

As for commercial real estate, it has matured and become a much safer investment than when I first arrived. 

We are able to do this because (1) the notes we purchase have matured and so in lieu of immediate payoff we can modify to increase our return, (2) we do get some discount when we purchase a note, and (3) we can modify a note to get the borrower what’s most beneficial to him and what’s most beneficial to us (ROI).If interest rate rise significantly and the economy slows down, then notes become riskier, more are available for sale, and hence price should go down.

Takes me less than an hour or 2 and a couple bucks from the dollar store to bang out 30 of them for the apts.