I'm new to real estate investing and would like to know if before going into a contract or start looking for rehab deals do I need to first get prequalified by a hardmoney lender and get that letter to provide to agents or they want a deal under contract first?

That way, your Lender will give you your deposit amount back when you refi.

You need a great lender, insurance company, inspector, contractor, title company and real estate attorney.

You might find a private lender, hard money lender or commercial lender to lend to you, but they are likely going to want collateral beyond just the property being mortgaged.  

Welcome to BP and I second joining the local REIA in the KC Metro, they are talking about Self Directed IRAs both building your own for your own retirement and building someone elses by using them as a private lender. - at least that's the topic for October.November will be a legislative update regarding seller financing and interior rental inspections and December is speed networking so you can meet a lot of people.

Should I consider getting a title loan , find A loan broker , Find a private hard money lender ?

So  your SDIRA can be the private money lender for your real estate investment business.  

 Hello  I currently own some rental property free and clear in Jacksonville Florida  These properties are single-family homes generally  I was wondering if anyone on BP knows a company or a lender that will allow me to pull the equity as a line of credit.

I came across this website googling hard money lenders.

With my low-income being a student I wouldn't get approved for a decent mortgage from a bank, so my question is:Who are the best lenders that would approve me for a mortgage?