If you answered yes to ANY of these questions you need to evaluate further and make sure you have plans B,C,&D in place for how to keep the property profitable.The equity could be exponentially increasing your returns if you cashed out and reinvested with more cash flowing properties.

The rent/price ratio works for me, with rents increasing, and super tight vacancy.

We subscribe to the buy and hold strategy so we're not worried about having individual parcels to sell or flip later on down the road.Our strategy is based around being able to force appreciation by increasing the NOI and then refinancing out to get our money back and do it again.

Would upgrading the kitchen and landscaping seem to increase the value of a home?

It may help increase they house we plan to build value.

In my market we have had an increase of multiple offer listings.

Increases & they waited 2 months before they could take possession.

That's an advantage of a broker, knowing who will smile on which borrower and the best place to fund/buy the loan.You schedule certainly shows the difference it can make if a borrower has compensating factors, assets and reserves that can increase their borrowing power. :)

Glad to see that you're reaching out to outside resources in increase your knowledge.I'm in the Fargo/Moorhead area up north.

Fairfax and Montgomery counties have had a pretty significant increase in their median home prices.