Im 25 now, pinching pennies and paying off debt to reduce my DTI ratio and increase my credit score.

However, given the current market (at least my amateur understanding of it) it seems that some MLS listings are difficult to make my numbers work unless I adjust my numbers slightly towards maybe 5% property management costs, with the assumption that I would be managing the property.So I'm curious what metrics other investors are using when analyzing a property.  

Our goal is to increase our passive income - and also our active and interest income earnings - which should be a common goal between all real estate investors.We are bilingual - that is English or Spanish - so we welcome both languages when receiving messages or emails.

Based on properties in the area rent could be increased to bring in btw. $50,400-60,000 gross annually with some small cosmetic fixes.I've attached some screen shots on the numbers below.  

I don't figure to increase to much in the next few years (my 5-10 year plan is to increase to 10 if I find the right deals).

They are very difficult to deal with.

I would definitely recommend for you to get your license if your debating it, it’s not a difficult course and it can be done after work.The base knowledge you get from taking the course is really valuable.I took courses after work at a Coldwell Banker branch ( Oak Brooke) and the teacher was amazing.They offer very flexible hours- I personally took the night class ( 6-10 pm) 4 days a week, for a total of 90 hrs.

I know it would increase my cashflow with the 30yr loan.

I read that NH has a rather tight rental market, but I certainly don't have a clue yet how find properties that would make a good buy-and-hold deal, it seems difficult...

currently enrolled in jy monk real estate class, was wondering about any websites, books, study guides etc. that i can use to increase my chances of passing the exam.