Not to mention the increasingly large families over the years.

I want to have a few multifamily properties to increase my income per door so I can hopefully retire much sooner than later.  

I do all of this for the long term gain (increasing rents and thus cashflow, along with appreciation).

I’m having a hard time getting the place rented and I feel like it’s because I’m too suspicious of people and my standards are too high.

This is simply a standard sale on a time crunch depending on teh foreclosure status.

Could probably increase the rent by $100 after the current leases are up.

Since then, I have fixed it up a bit (put in about 35K to increase rents).

The reason is I know which lenders:- do a good job- stay on top of the necessary tasks- know how to be creative within the rules (some people don't fit into the standard mold of a buyer, and some lenders don't know how to get them approved, and some lenders know how to get them approved)- and which lenders can actually close deals.Another reason is, when someone wants to house hack, not all lenders are experienced in it.

There are credit forums with all of the tips needed to increase your score (keeping accounts open, increasing credit limits to decrease debt ratios, disputes, etc).

If you are aiming for profits over you agent's standard fee, then that's what will leave a bad taste.