Source @Keep Current Matters.Goldman Sachs : Original Forecast 1.9% / Current Forecast 5.0%Mortgage Bankers Association: Original Forecast 1.1% / Current Forecast 4.1%Zillow: Original Forecast .2% / Current Forecast 3.5%Fannie Mae: Original Forecast 2.8% / Current: 3.2%Home Price Expectations Survey: Original Forecast 2.2% / Current: 2.4%National Association of Realtors: Original Forecast .7% / Current: 1.9%

If you want to do more research try Derick Polder at Cross Country Mortgage.

.- Financing seems much riskier, since you have to make the mortgage payments regardless if you have a tenant or not if you finance, but if you own not having a tenant would stink, but you still are getting the appreciation and the risk of going negative cash flow is MUCH less.Thanks -I am really interested in hearing different viewpoints.

I'm still not able to rent for higher, just same as before considering the down season during winter and changes in market- There were few options as far as where to install, I decided to go with next to kitchen sink- Additional thing I decided to do/pay for is replace the sump pump, as the existing sump pump was too small to handle a 1-bedroom basement per plumber. 

You are looking at a $120,000 home, have only $5000 to put down, and looking at 30 years of $900/mo mortgage.

. #3 There's also Subject To where you assume the seller's mortgage.

This will help you pay down your mortgage and if need to you can rehab the place while living there.

Cannot have your cake and eat it too (take the payments but then say invalid contract)If it’s a contract for deed (which sucks in Missouri as it would have been faster to have a traditional deed of trust and note), it may state they are responsible for upkeep of the propertyBut if there are no violations and they are making payments you will have a difficult argument to take property backAs mentioned get an attorney  depending on the debt instrument used virtually all of them have what is called  EVENTS of DEFAULT.These include:Non payment of mortgage when due.Non payment of Tax's and or insurance.WASTE  and that is what you have if you can easily prove it..

With 20% down and interest of 7.12 yearly mortgage is around 56k.

The property stops making sense at around an 8% mortgage.