However managing those properties might give you some leverage but you would need some good relationship with a lender.

I think I know myself pretty well and this is not an area I am interested in or will probably excel at.

Excellent cash flow above expenses that would push me over my goal for annual income from "passive" investments so it is a big deal I want to do and willing to invest in heavily, but also want to have the best strategy and know who to go look for about financing it.Assuming a std 25% down requirement, I can afford it, but would be maxing out our investment capital (thus no new projects for a while or not with cash anyway, I do an occasional rehab flip here and there).

Excellent cash flow above expenses that would push me over my goal for annual income from "passive" investments so it is a big deal I want to do and willing to invest in heavily. but also want to have the best strategy and know who to go look for about financing it.Assuming a std 25% down requirement, I can afford it, but would be maxing out our investment capital (thus no new projects for a while or not with cash anyway, I do an occasional rehab flip here and there).

You can easily figure it out exactly using the FV function in Excel.

So long as you don't advertsie, meet your accredited investors through other relationships, keep active capital investors below the current minimum, don't provide written guarantees or even suggesting a specific return beyond interest rates, never use all your sources in the same deal and have agreements that they will take other investors out with notice, then I'd say you will be fine. :)After a few years working under those conditions you can think about growing.I realize you want to market the projects to your investors with big numbers, that is an absolute beginner mistake.

You'll need to build relationships wherever you're operating.

However, if, as a wholesaler, you can provide real value in this area to your buyers, you will stand out above the rest... and gain a huge advantage.My student, in Jax, of all places, actually went to Home Depot and priced out stuff like counter tops, flooring, paint, appliances, fixtures, etc, etc and created a spreadsheet in excel.

There is another consideration, relationships that pay off in the long run.

The assignment and partial purchase agreement are recorded at the county seat where the property is located and protects my remaining interest in the note in the event of default or early payoff.Yes, there are risks, you need to be sure your investor will work with you in the event the note goes in default and you have enough the capital in your IRA to fund the foreclose subject to your investors remaining interest.I found this note brokering technique to be an excellent way to direct profits to a tax-deferred or better yet, tax-free account (Roth) with minimal investment of cash from my pension fund.