to date, we have accumulated close to $30k, kept in a “high-yield” savings account and earning 2% interest.However, in recent months, we were hit with medical bills which we had to put on credit cards, adding another $16k in high-interest debt.

But it would be nice to have a buddy to hit up local REI meetings with.   

I know yours doesnt quite hit that metric but its really close. 

How do I know I am making the most efficient strategy? 

He is nearly hitting the 1% rule on an $800k property just north of Columbia Heights by using a rent by the room method.

You want to hit full market.

The FHA can require mortgage insurance but can be refinanced after you hit the 20% equity point.

This is was my 1st rental hold purchase (I now have 6 - all similar) and am wondering if it was a home run, a base hit, or if I struck out and should return to the batting cages?  

This is my first property,  so what would be a reasonable offer and I would still hit my Ideal  numbers? 

Realtor got me in within hours of it hitting the MLS.