The entire property & casualty market is a mess at the moment with carriers being unprofitable across the board and many becoming insolvent or shutting down in states where they were least profitable and/or were not allowed to take the rate increases they were asking for (rate increases have to be approved by each states dept of insurance they don't just get to jack the rates up because they want to)If you are in a REIA reach out to some of the players there and see who they recommend.

So your rates will be high and term short.Good luck.

Lots of lenders doing DSCR out there, they’ll differ in rates, communication, close times….what one person values might be different than what you value, so your overall experiences will vary.

My friend has written an app called Shuk Rental Marketplace (I'm not in the company) so landlords can get rated and rate their tenants.

The only thing you can do is shop around for a better rate and hope you can get one from another carrier. 

First the local housing market is booming and due to a housing shortage and these low interest rates real estate prices keep climbing.

30 yr fixed rate mortgage How did you add value to the deal?

Recognize the demand for multi-family units, rental prices, vacancy rates, and property values as of right now.

One has to remember that rent rates nationwide have softened.

Hard to say what rates will be doing then or before (without making wildly inaccurate predictions that will come back to haunt me), so I'd just say to ensure you know what kind of (or if a) prepayment penalty is baked into the loan.