@Daniel WaltonTaxes are complicated and adding a tax component would be too difficult to implement(it would have to ask you 100's of questions to get close to your tax rate).1.

As a new investor finding a 3-4 unit MF will be extremely difficult.

Her personality does worry me however because she is difficult with you, have any other tenants complained about her. 

Looking at my first property larger than 4 units, but finding it very difficult to cashflow with a commercial mortgage set-up. 

I understood her situation and had a sympathy for her especially during this difficult time.

Understanding fully the cost side of the ledger in owning real property is something that is difficult to do except by "doing." 

It is difficult for me, however, to understand her claims that her health is being adversely affected by living in a home that I know was clean and ready for a new tenant and I never was informed otherwise.I don't want to keep her as a tenant if she proves to be a difficult tenant. 

I think something in that price range is attainable, but will be difficult, and will definitely have some issues / require work.

With the raising current market, I'm finding it difficult to find any "deal" worthy of renting.

So I've got a lot going on with this one so stick with me. I heard of a great investment property that got condemned. I went and inspected the now mostly vacation building and was pretty impressed with it's condition ...