Because of this website, I had up to a 6 month waiting list to move into these apartments - I thought I got too creative with some of these units but I never had to wait to fill them ****This is only part of the story and one day I will share it here on BP (a creative technique that will probably be impossible to pull off twice and will go down in history as one of my best deals I have ever closed).

My dad owns 5 rental properties free and clear.He is looking to get cash out of them in order to purchase more properties.Main problem is: he did not earn income with w-2 for 2012, sort of an aberration, which is a bummer, but its history.

Not it's successful history in the past.I can get bars for free right now or buy equipment for 10 cents on the dollar.

The history of the home indicated that the previous owner tried to sell for $144k in 2009, but never sold.

My employment history has been rich and varied, including long stints as a bookseller, charter bus driver, and over 12 years across one university library and three public library systems.

If your screening involves multiple area's of consideration (income, rental history, credit, etc.) and you remain consistent in all areas, you greatly reduce the chances of disparate impact.

The underwriter apparently is not much of a student of history. 

I tend to think that given your long history, a little compassion and understanding is good.  

That way when termination occurs you have a paper history of the facts as in court he will say you made changes etc. then its your word vs. his.

Cover your bases, but you'll miss the forest for the trees if you focus on every detail every time.The tenant has a 12 month history of auto-paying.