Close: within a half mile and not across any barriers like highways or RR tracks or rivers.Comparable: Duplexes to duplexes, condos to condos, detached SFRs to detached SFRs.

We paid off some credit card debt and decided to move home.  

Student loans, business debt, credit cards, you name it.Would it make sense to spend a bit more on the reno and sell each unit as a condo?

Again, I have 100% equity in the house.I was asked why I don't get a home equity loan and the reasons are 1) My credit probably shows me to be a "ghost" since I have not had any sort of credit in the last 7-8 years and 2) I have worked for myself for the last decade and my income is usually in cash so, it would be impossible to prove any consistent income.I never would have thought that getting a short term loan under my circumstances could be difficult to put together.

Credit score and income level are th eeasyist criteria to set to eliminate them.

I have 40% down payment and amazing credit score and credit history.The issue is that I am self employed and I dont show any income on paper, so the bank won't consider loaning me money due to "low income" This is an amazing opportunity and I have it under contract but I'm about 100k short, how do I get that financing to get to the closing table?

Get college credit in high school, apply and win scholarships, or even go to community college to knock out core credits.

I haven’t  actually run his background or credit yet but according to him everything else will check out well.

Yes and no.There is a new investor loan that is available for 30% down, 620 credit score and you must own a primary residence.When you use private or hard money, there are no such requirements.

The free service, for landlords with two or less properties, tracks expenses, profit/loss, etc. of your rental properties ($50 fee if greater than two) but it requires linking accounts in order to automatically track and categorize expenses for you.I’m always uneasy when a website requires linking bank accounts.