Our Private investors will fund the remaining 10% of the purchase price, the first portion of the rehab (to be drawn later from the HML), and the holding costs.

Do you remember how much it ended up costing?

Higher cost markets produce more equity gain for the value add.  

Do they still come with high closing costs?

I’m losing out on the opportunity costs if I would have left my money in these retirement accounts is what the critics tell me for tapping into my retirement funds and borrowing from them.

The costs out way the benefits especially with these higher rates. 

The potential risk you're taking on is not worth the cost savings IMO. 

You should literally be talking about peanuts here, water and electric with no one using them shouldn't cost hardly anything.

Do what you can to keep the cost of student loans down. 

Now I'm left wondering whether it's best to lower the price to get the property off my hands asap or to make some costly improvements that will probably neutralize any increase in value.