That's the best way to get their defenses up and cause embarrassment. 

For tenant/general home liability, an umbrella policy will be your best line of defense.

Rambling about prosecution means nothing to me, that's what defense attorneys are for...

Big message at the recent STR wealth conference was to not be afraid of saturation, in that there's a reason why everyone's investing there.

Perfectly reasonable and defensible position to take. 

Lastly make sure to do a thorough job of interviewing the property manager I would also not rule out parts of AlabamaI was at a conference recently and met with some people from spartan invest who do turnkey rentals.

This should addrss any asset protection issue, if one or both are properly maintained, best defense is insurance.To know if you need an LLC, consult your attorney and accountant, it will provide benefits for expenses instead of showing your personal computer isn't used exclusively for business, unless you have a real business, better to defend deductions IMO.

I think most of the NARPM conferences and other conventions would disagree. 

So a form of defensive investing for a bad time would be to 1031 and purchase two properties - purchase one for cash and purchase one with maximum leverage. 

Digital nomads are similar but really want a dedicated office space for anyone doing WFH so they can shut the door for conference calls and focus time.