Also, it seems to me that the commentators to my thread are thinking I'm throwing out low offers to see what sticks.This isn't the case at all.I'm an Investor that buys for FUTURE appreciation of both Cash Flow and Appreciation. 6 of the 8 Investment Properties I bought were from retail advertising from Brokers on the MLS.I am already wealthy and believe in setting up a win-win scenario for everyone, including the Seller, the Broker, and myself.I don't believe getting a 5% discount now on a price is worth it in my scenario.For instance, I bought a property 2000 for $140k purchase price.

It's not going to do you any good to find a house via realtor if you don't already have a team set up to manage it.

I have been to a few of the "Guru's" in the past few months and am starting to get an idea of how I want to set up my business.  

I lived in a lovely area on a lake but was just so sick of the cold.  

I'm currently reading Brandon Turner's book, The Book on Rental Property Investing, and listening to Scott Trench's book, Set For Life.

It is not a option and entirely the wrong mind set for success.

The drawbacks of doing so are that the lender may set terms that require you to live in the property for up to 1 year or longer as part of the loan agreement.As for financing 75%, I believe with an FHA loan, you can sometimes put down as little as 3-5% and have the rest financed.

I would definitely recommend checking out the blogs, podcasts, and setting up keyword alerts for specific things that interest you (i.e. duplexes, multifamily, va loan) - that's how I found you, my keyword is "Virginia Beach".Where do you plan on returning to when you separate?

I was thinking of setting up this product - https://adr-products.com/You can get one on Amazon for $48.00 and it seems like a decent alternative.

or that it was cold and they couldn't use it (!).