That why the resources on BP and across the web are so important for newbies such as myself to utilize and to always keep learning your craft.  

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I grabbed the domain name SMPTX.COM because it was available and one thing I learned over 15 years of web design is that short names sometimes get grabbed quick. 

Do not spin a web if you do not want to get caught in it.  

Given the size of property you are looking at there are many real estate web sites (e.g.

I've found differing perspectives on the web from the 45-50% you mention to more conservative estimates such as 36% or even lower.So do you think the major large bank lenders would be okay going to 40-45% as well, or is it better to try to build relationships with smaller regional banks/CUs once the DTI gets high?

:I buy 10-20 at a crack so my prices might not be the same as yours are.well la-de-da!

Do you have any references and such on the web I can use as a template to follow?

Today's close friendship or romance or clique can be tomorrow's domestic screaming match, bothering all the other tenants, and causing “good” tenants to move out.You can find quite a bit of news articles available on the resurgence of co-housing and micro-apartment type living.

I agree with Linda D.. A