He has said odd things to her like he is going to start suntanning in the nude in the backyard, and once told her that he knew her boyfriend was out of town for the weekend for a football game (and she doesn't think he is a fan of the football team).

I list on Vrbo as well, but not a fan of their screening (essentially an email).

You may have to provide a P&L for your business to show that the revenue is stable, and your CPA can vouch for you.I'm not a huge fan of cross collateralized loans, especially for different businesses.

Personally I’m not a fan of there irregular lots/builds.

Very basic with basic materials and pictures are terrible, I can see dented vent on floor at corner, bathroom fan is too small on ceiling,etc.

I've been following for some time now and am a huge fan of the content available and the forums provided. 

Personally, I am not a big fan of high leverage, especially this late in the cycle.  

I'm a fan of owning properties close to home whenever possible.

Do I truly need to replace the whole system, given that the inside coil and blower fan, in my view, doesn’t look too bad? 

I have personally noticed in some of the older complexes that even something as simple as ceiling fans that are added after the fact, if they are not installed properly, cause more problems than they are worth (hot spots where they joined wires and did not put in junction boxes, low ceilings so they hang too low so tall people cannot walk through the room, etc.).