You should look into DSCR Loans - many investors like yourself typically move to this loan product once they max out with DTI/qualifying conventionally - a bit higher in rate than conventional mortgages - but no DTI ratio or tax returns/income verification makes a much easier qualification process and LLCs are 100% ok (even as sole owner) and actually often preferred.PS - published a 10-part article series here on BP last year on everything you'd want to know on these loan types - sharing links below, hope it can help!

Thoroughly researching the market, including average rental rates, occupancy rates, and potential return on investment, is essential.

Worked with Credit Consultant to increase score for better rate and loan terms.

Best,Keith

The best quote I’ve  gotten back is 7.25% 30yr, closing cost 5k, 25% DP requirement, 5 year Prepayment penalty.

First and foremost- why not just get your rents up to market rates? 

Last year when interest rates caused everything to slow, our average price/sqft only went down by 0.004%.  

I'd say overall, Texas is your best bet.One of the few states offering cash flow and appreciation.

In today’s high interest rate, high priced homes market, just trying to find descent cash flow is seriously challenging.  

They charge exorbitant fees above the rate you get as the owner and they list on third party sites at rates way above what they pay you.