I’m currently working full time at Henry’s Repeating Arms, in the next couple weeks I’ll start bartending on the side again.

If that’s so, I want to do that too so I’m an arms length away from my PM at all times.

I saw a 7/1 ARM for 2.25%, but I'd much rather refi into a 30-year fixed at a rate like that.

Considering how sick and tired everyone was of the restrictions set forth for public safety during the 1st wave, I assume people are going to take the 2nd wave less seriously and the repercussions will be greater.  

I know a couple neighbors that have gotten really close to losing their businesses or homes, that surprised me (ie not young people, folks I expected to have safety nets in place). 

When one of the young men came out of the structure his arm was bleeding where he just shot up and there were signs of multiple needle marks in his sink. 

Balloon 6/1 ARM 15/30 @3.000% with 25% down payment How did you add value to the deal?

I can come up with a 5% down payment and closing costs, along with some extra for safety but that's really the best I can do.

I am seriously considering the idea of pursuing real estate full(ish)-time and working together as a team on all spectrums of real estate: sales, rentals, renovations, getting homes sell ready, while investing in other markets for long term rentals.I wanted to hear from someone who has gone this route and taken on real estate full(er)-time in Colorado (even though I'd prefer it to be more middle ground.)If/when we sell we will have a large amount of equity out of our home, zero debt and a fully funded safety fund.

Renters are not going to ever repay any significant amount of back rent.Lastly, I quote a guy you might be familiar with, Benjamin Franklin, who once said: "Those who would give up essential Liberty, to purchase a little temporary Safety, deserve neither Liberty nor Safety."