You can send without POF but any good Realtor will ask for that or a Pre-approval letter to make sure you can actually perform.

I doubt any bank would be willing to finance a Pre-HUD mobile home purchase. 

Have a pre-written message with instructions on how they can contact you.

The property is 200k, rents at 0.7-0.9% for the purchase price, Owner/seller says, he will finance 100k with 7.5% apr 30 yr Amortization, 5yr balloon paymt. , owner/seller needs 100k for down payment though, another potential benefit is if my credit runs okay then the interest rates drop to just 4% for the same loan financing. 

A pre-reno pix of the outside.  

I am hopefully looking to do a HomePossible or 20% down payment.Are there any lenders who can provide me a pre-approval with my situation?

I’m seeing 3.6% APR for low fee mortgages with no cash out at 80% LTV in south Texas.

Skiing? 

Or sometimes meetings with city folks like last week had a sit down with the Public works department as we were scheduling a pre con meeting for a 27 lot subdivision I am building.Once quarter I take a road trip out east and visit half of my vendors that I fund fix and flips for ( I am not a HML) I only do Jv's with them I am a capital partner big difference. that's a week on the road..

Do people not invest in Ski country multi properties?