You'll need a foreseeable source of o come, a job, to qualify for a loan.  

A- Due to politics in San Francisco, good tenant management is key to your success, so I'm not keen to out source it.

There are several sources of available, legit profit in such a deal.

It can be an awesome source of information and networking.I'm a very active investor buying and selling multiple homes a month in Hillsborough, Pinellas & Pasco counties.

(A recorded trustee’s deed or similaralternative confirming amount paid by grantee to trustee may be substituted for a HUD-1) Preliminary title search or report must confirm there are no existing liens on thesubject property Sources of funds for purchase transaction are documented If the source of funds used to acquire the property was an unsecured loan or a loansecured by an asset other than the subject property, the HUD-1for the refi transactionmust reflect all cash-out proceeds be used to pay down, if applicable, the loan used topurchase the property.

Whether or not this can be considered your primary residence in the eyes of the lender depends on your source of income.

With 20k in you pocket, I recommend finding some other money sources. 20k isn't going too far for a flip in any market.

Is this the only source of income or do you have a wage earner job or have you been self employed for at least two years. 

I also have my preferred sources of education that I have invested in and can vouch for.Just remember the difference between a novice investor and a skilled investor; novices investors find deals, but smart investors not only find deals but can also create deals.

My main goal is to make investing in real estate my primary source of income.