However, when I'm reviewing larger properties financials many of them do not include PM or future Cap Ex savings/expenses (saving money back for a rainy day or new roof, or boiler etc...).

I am currently in school, bored and want a future of financial freedom.

She's offering you the deposit AND giving you a way to minimize future drama?

It gets me excited for the future in Tucson! 

Whether a Roth conversion makes sense to any one investor is a complex matter involving so many factors such as age, income, value being converted, cost of conversion, projected future tax bracket, etc.The cost of the the conversion would be determined based the appraised value of a property, less the outstanding debt. 

Good luck with your future clarified understandings with your brother.

Also, you did not factor your expenses will increase at all so that’s why your COC% go so much higher in future years.

If you want to sell it as separate townhomes in the future, you might want to make sure the unit separations are correct fire rated and maybe do some of this work with the pop top. 

You don't come out of pocket at all on this quick and easy method.If you're looking to make a move in the near future with your credit though, I would ask wash credit card company, before receiving the increase, if they require a hard or soft pull.

I'll be there as I am an investor-friendly agent and future investor!