YES.Economists will also be watching the bond market, most notably the 10-year Treasury yield. 30-yr mortgage rates track the 10-year and the spread between the two is still historically high.

“This significant shift in consumer expectations comes on the heels of the recent bond market rally and an already-significant downtick in 30-year mortgage rates, from their high of nearly 8 percent in early November to 6.62 percent as of this past week,” Palim said.Although not factored into the HPSI, 43 percent of consumers surveyed in December said they thought it would be easy for them to get a mortgage, up from a 2023 low of 40 percent in September.Among all survey respondents, the percentage who expect mortgage rates to go up decreased to 31 percent, down from 44 percent in November.

I wish to diversify beyond the stock/bond markets. 

All that said after another turn and a relatively lengthy marketing time I decided it was no longer right for me and have moved on.

This might take a few minutes for me to explain but I hope this lengthy of a response will help  you in finding the right lender for you.Investment property lending has 2 main types of loans:  "Conventional" and "Portfolio"Conventional - I want you to think of this loan type of Fannie Mae and Freddie Mac (if you recognize those names).  

I sued my accountant, the general partner and then my bonding company and 2 attorneys sue me.

And, put simply, government debt (treasury bonds) compete with mortgage debt that are resold by your bank into the bond market.

Add in NY's historically lengthy and expensive eviction process, and the "just cause eviction" statute that appears imminent, and you have a recipe for being financially disemboweled by placing a bad tenant.

Bond street project was their original investment into neighborhood and more then half houses remain unfinished.

At the moment, not really a thing due to current bond yields and hence current market rates.