You'll have higher debt service, but need less equity raised, so you're CoC could be improved, especially upon stabilization, if the upside is great enough. 

The units will be 20 wide by 30 deep with no garages (600 sq ft a floor). 

I did a partial remodel in the basement which consisted of painted ceilings and laminate plank flooring. 

Our tenants just moved out and left our home dirty with stained carpet (which was brand new when they got there) lots of scratches on the wood floor, holes in the walls, chipped paint and large scratches in walls.

I reached out to customer service, no answer yet. 

You will need to perform at least basic underwriting based on the T-12 and rent roll.There is, however, a short cut to estimate the maximum debt service.

Years back I was told even basic appliances and flooring needed to be depreciated.

Contact the police or an adult protective services agency in her area to do a welfare check on her. 

Idea is to drill 'spectacular service to the tenants' into my Property Manager's head! 

Also, what do note servicing companies or banks charge to service the note?