Kade -- we are looking to two to four unit properties, can do cash deals, and are interested in package deals with more than one property (even if that translates to above four units). 

Rents have come up quickly, but there are plenty of class A apartments that are around that price with a ton of amenities like dog washes, business centers, pools, package lockers, dog parks etc...and on site management and maintenance.   

Using your list I corrected and listed in order of lowest rate to highest without giving rates as that changes daily and depends on mortgage middle FICO/vesting/down payment/property typeFHA Owner Occupied/ Low Down 3.5/ Lower FICO to 520/ 1.75% PMI permanentVA –Owner occupied/ must be Vet zero down no MI/ lower FICO 500Conventional – Owner or Non-Owner sold to Fannie or Freddie rules vary by lenderRefinance – Conventional 80 or 75 % LTV Cash out or 97.5 no cash out::: Traditional --> you need income documentation as in W-2 or IRS taxes with net income to qualify generally 43 % or 51% case by case::: there are some Foreign National programs with more down payment:: you supply Canadian Revenue returns and need to move money into US bank account etcNon-tradition --> not sure what you mean hereNon-QM --> Qualify with 24/ 12/ 1 bank deposits ::: or property cash flows with rents appraiser verifies::: or other twists and turns::: need good FICO 680+ and down payment loan sold to investor or held::: you go to a mortgage broker who has 20 possible sources and they are skilled at packaging your star shaped parameters to fit into their triangular shaped rules.

However, most days I wake up at 6, read 10-15 pages of a book I am reading, do a long stretch (I do package delivery at FedEx) then write a to-do list of things I want to do when I get back from work.

Got the 7 property portfolio from one seller in a package and got them at a great discount.

I have had many people in the past try to present me bulk package deals but try to get me to sign non circumvent agreements before anything, which I would never consider. 

You're talking about 2 units, you don't need an entire property management software package. 

If there is a legitimate reason for the move (job transfer, growing family, need to move closer to aging parents), an underwriter can and will use discretion to allow you to purchase a new primary within the 1 year mark. 

Biggerpockets has a Landlord package available for sale.

The price she quoted then went as high as 14K, depending on what 'package' I purchased.