I have told their agent to have the buyer reconsider the offer and gave them till noon today.Should I be concerned with an offer that does not contain earnest money.

Rental centers have plenty of other new customers to rent them to.

Liked it at first when i had direct deposit from a job, but when i went full time again in RE I had a customer service issue and they were terrible.

This stuff can't be contained in one book, it takes volumes to address matters in some detail.

And, no, I have no affiliations with them other than being a customer, I do not receive any kickbacks, referral fees, or even as much as a gift card for steering any business.

I'm an accountant, so there are some things that I wish I could change and customize, but it is very user friendly for those who don't have much background in accounting.  

You will still need a written move-in checklist that contains the tenants dated signature for court, if it comes to that. 

Their customer service is usually a bit better at least in my opinion.

It is so much easier for the contractor when the customer knows what they want.  

This is straight from HUD:“Effective for all loans closed on or after January 1, 2001, FHA’s annual mortgage insurance premium will automatically be canceled-once the unpaid principal balance, excluding the upfront MIP, reaches 78 percent of the lower of the initial sales price or appraised value based on the initial amortization schedule and pursuant to instructions contained in ML 00-38.