Then didn't take his money out at 3% interest, and 8 years later he still knows all the answers!

Bigger Pockets is a great place for education and networking and is full of great content.I recommend that you check out the following resources:1.

The tenant is mentally unstable, didn't pay rent over a year, got evicted, forced out by the Sheriff and kept coming back to the property by breaking locks and lock picking.

do a security offering and pool money then lend it out. 

There are lots of reasons: you are young and just starting out, your job doesn't pay a lot and while you save what you can, your job doesn't pay a lot or you have a good paying job, but spend most of what you make and don't save any. 

Obtaining a real estate license, collaborating with wholesalers, and reaching out to local investors can provide valuable insights.

If we invest in a 2-4 unit property I would live in one unit and we would rent out the other units.

Feel free to reach out!

@Antonio HarmonYou can check Foreclosures on the site.

Joon,You will have better luck if you own a home and can do a cash out reifnance to take out enough cash to buy it all cash.