I'm just looking for a ballpark figure for an SFR so I can run some cashflow estimates.I was guessing 100 a month?

From there, you need to run estimated numbers the best you can using some averages to see if projects would still be viable with those fees.

I really enjoy my day job as an engineering but I hope that real estate investing can be my vehicle to financial freedom. 

@Joshua Tikal College rentals are not something we specialize in but the experience I have had from managing thousands of rentals over the years is that everyone starts out wanting to provide good housing options for the general public but lose sight of the fact that this is a business and please run it that way.

Renting to students is a good model, and unlikely to run foul of the Portuguese tenant-friendly laws for renewals. 

The lender will ask for some basic information, such as your income and expenses and they'll run a credit check.

Shane Humes What you're running into is a "pick your metric" issue that's a prevalent challenge on BP.

I'm looking for my first property (live-in duplex, triplex, or fourplex) and after running the numbers, I found one that cash-flowed pretty well for a reasonable price at conservative estimates (plus my wife loves the house).

The annual tax savings would make a full 1+% cap rate difference.Do you guys typically factor in depreciation tax savings when running the numbers on a large complex?

However, the water company now requires that, first, a new meter pit be installed outside of the a home, a new second service line be run underground to the basement, etc.