I have good credit and income.

@Jeremy Taylor hey Jeremy, it will vary state to state- but a good rule of thumb is 3-5% of purchase price for title taxes insurance etc Where are you looking?

Ryan,Asset based lenders do not factor in debt or income - only credit, cash flow of property and loan to value.

Each state has a different process, so it might vary a little from what I posted, but its similar. 

I’ll PM you for sure.As an update, one thing we realized is that a HELOC on the property to be flipped (appraised for $85k) would essentially destroy our credit (large loan for a short period, closing out a line of credit after a short period).  

I’d really like to establish a relationship with a local bank/credit union early on.

So if you hear a bank say "you need a minimum credit score of X"...that is an overlay. 

I have very good credit so I don't think a conventional loan would be a problem.

By Day 20, had an overseas hacker stolen their identity and used it to open multiple credit cards in their name?

Great - but .... from one neighborhood to the next the values can vary dramatically so you need to know your comps....