Those can be 3 different issues and sometimes conflicting issues.Here to transfer from personal name to LLC will cost 2-5% transfer taxes and some smaller recording fees. 

However in Baltimore city they will not allow it because they want to collect the transfer taxes on the property twice. 

My question is this: if the deed is transferred to my name, is it at that point when I can list the property on the MLS?

If there is no money coming to the heirs, I'm not sure it's in their best interest to transfer that liability to themselves.

Our IRA adviser is trying to convince us that capital gain taxes will eat up our profits and want us to keep our funds in the IRA or transfer them to a 401K instead of closing these accounts and investing them in our business.

Same with the county recorder's office, and review the chain of ownership of each parcel by record transfer: A sold to B who transferred to C. 

I take over their payments, like a subject-to purchase, but there is technically no transfer, as far as the bank is concerned.

Just tired of the crazy fees charged for wire transfers, checking, certified bank checks, etc.

Should I just do it conventional like I have described here, or could I transfer it into my name personally and then refinance it?  

So your found an amazing community.We have our own "strategy" we buy higher end homes (both primary turned investments when we are transferred and pure rentals).