I would check with the lender if they can perform a second appraisal because I am almost certain it will get flagged by underwriting.   

Investors will pay the syndicator via by the performance of the deal with a split of the cash flow and appreciation.In exchange for the sponsor fee, you are able to be completely passive as an investor.

Thirdly, a ding on a truck is nothing.

NPLs vs. performing pricing?

Today it cash flows immensely.Try to start thinking 4 dimensionally....focusing on how the asset performs over the course of time.

@Robert Tinker how's the corpus one performing?

No different than I would want to see if you were only hiring third party contractors.

The policies continue to perform because the insurance company loans me the cash and uses my policy cash value as collateral. 

A third analysis is replacement cost.

Nobody seems to notice that two of the three tenants were arrested and are sitting in jail or that the third tenant was living with those types of people.