Not saying what you should choose just use the search function and read novels on the pro's and cons here on BP and then you can make your choice.

Most people with a 680 have a choice so if they did owner finance they probably got a lower rate.  

I will take a wild guess and assume that they already know that.As the landlord, you are now faced with a tough choice - do you want to be right or do you want to win?

I hooked Dwolla up on my website, and gave all the tenants 2 choice: pay at 7-11 for a $4 charge OR pay online for free.

Does that choice differ from where you'd say your local market is?

This leans toward the consumer, it appears so, but each area is then a judgment call, you might end up saying.....Yes, I considered your part time employment over the last 6 months, however this is not a sufficient period of two years showing such income and I can not count that income.

An LLC may or may not be the best choice for you!

(Assume same new user is offering to either buy or lease, at your choice.)What other factors besides cap rate do you consider?

The primary use for that amount of land is to have sufficient parking.

When the bill comes due the next year, the money is there in the escrow account for them to pay it.Taxes work similarly in that you are required to make an escrow deposit at closing and monthly contributions so that when the bill comes due, your escrow balance is sufficient to cover it.If your escrow balance ever gets above a certain threshold they'll cut you a check.