This will get you and idea for the expectations for different price points.

It is not a good idea to try and make enemies with public agencies.

The very basic idea is that you're borrowing money for cheap and allowing your renter to pay it down for you. 

I tend to be a person that works much better/efficiently with one or more people to bounce ideas off of.

An LLC i'm a minority member of is undergoing an acquisition and my idea for planning for my tax bill is to start a new LLC just for real estate, and have the LLC purchase a unit or property outright to reduce the amount i can be taxed on and then live in the property.

I am telling them to avoid that deal like the plague, although I have no idea where to suggest alternative financing.As for her own property, they are willing to refinance her at a slightly lower interest rate, and switch it over from 26 remaining years to 15 with lower monthly payments.  

I need some ideas on best ways to tackle this issue that's cost effective. 

If you have any good ideas please let me know.Thanks!

With that many supposedly empty dwellings, you have no idea if the population declined that tiny amount because so many people are living between the cracks.Unless some affordable housing starts getting built somewhere in the USA in the near future, I see a lot of people landing here, not because they want to, but because they have no other choice at their price point (zero).

@HAILEY ERSKINE Hailey, I love your idea of buying a multi-family and occupying one of the units.