Have you considered doing a 203k so that the repair funds are wrapped into the loan? 

., they will get a pay off from your lender and disburse funds to them from the sales proceeds....you never see or receive that money.

There are some limitations compared to 'borrowing' from a SOLO401K, but it does let you put 100% (or close) of your funds to work. 

The plan currently is to fund this flip (price at foreclosure sale + reno) by private money at a 10% interest rate with no payments until closing, after the flip.I looked through all the contracts available here on BP and none of them seemed like the right fit. 

I was born and raised for about 10 years just outside of Charm City. 

Most new investors I am gathering have the same issue - they have learned about how to make a deal but don't have the funds.

I may have to raise the rent in a couple of units to afford the monthly subscription.

Any feedback on how you started out with low funds is appreciated. 

I have a local ac guy i've used for 10+ years if you want another local quote, @Elton TidwellPersonally if you plan to keep it long term and every want to raise the rent, central heat and ac would attract better quality renters imho... window units scream 'bottom shelf' and are a signal of what renters can expect in terms of quality and rent... 

In order to do that I must organize my finances and wondered if anyone had a great excel spreadsheet they can recommend to begin creating and daily & monthly budget with the goal of maximizing my savings to have the funds for a down payment.