They noted, while they can technically go to 75%, in recent deals, they are closer to 65% due to DSCR covenants.And maybe this is expected, but I would anticipate having a personal guarantee, fully-recourse loan for retail.  

While personal credit may also be evaluated, particularly if a company member holds at least 25% ownership, demonstrating sufficient liquidity is equally crucial.

Looking for a Texas lender that can answer some questions or give opinions on doing a cash out refi on a rental property to help pay off personal debts. 

Wholesaling is very appealing and I'd love to meet with any current wholesalers who can give me some personal advice or expertise.

House hacking will also give you some personal "property management" experience.

This is what I am always hoping for, personally, when I stay in an Airbnb.  

It is either rented or it's not and when it's not it can quickly become a financial alligator.I would be surprised if a duplex in Lansing was more expensive than a single family house in Maine.As far as managing from a distance without a property manager, I would not advise it personally.

Online auctions such as auction.com or hubzu.com or even in person auctions. 

Business credit & personal savings How did you add value to the deal?

I personally haven't heard the best things about CA tenant laws.