PorterI was afraid it would increase my insurance premium or have some kind of adverse impact for making the claim.

Are there any of the designations that you have found are essential or more impactful for new agents to get? 

The memorandum includes a recommendation to "enact an emergency resolution for a residential rent suspension for 90 days for all units if the tenant can demonstrate a direct financial impact due to the coronavirus pandemic."

COVID-19 has a far-reaching impact on the economy and is impacting the world of real estate.

With the 12 month forbearance on impacted mortgages, it won't be until the summer of next year that we see foreclosures starting. 

It's a bit different to have a renter with a strong payment history impacted by the current situation versus starting off with a renter not paying.Also, I ask to see payment ledger (may not have helped in this case) and information on the tenant.

It's important for us to be familiar with those new rules as the situation with Covid-19 and it's impact on the rental market evolves.Rent Payment Plan:https://www.alberta.ca/assets/documents/COVID-19-rent-payment-plans.pdfEviction Enforcement Suspension:https://www.alberta.ca/assets/documents/COVID-19-suspending-eviction-enforcement.pdf

The more wiggle room you have, the less those surprises impact your bottom line.

If you are thinking about college consider the impact that may have on where you buy your first investment property. 

Our only path to eviction here is if it impacts the safety of tenants or others.I think it is important to keep reminding tenants, at least monthy, that this is delayed payment not non-payment, and the amount due is adding up to a potential eviction after the virus is under control.