If the title insurance was obtained within 1 year I usually get a break in price if I need a title policy again on the same property.   

disclosure is always the best policy.

Especially since such people will combine a developing personal relationship with the business transactions.A really simple iron-clad policy could have prevented this situation(other than wasting some time) - "no cash no keys".

As to marketing, if you're in with another broker you'll want to find out what their policy on signage, advertising, Error and Ommissions insurance, etc.

People come on here all the time saying this or that cap off XX price but they have not analyzed the numbers.Experience in multifamily teaches you what the real numbers are and not what a seller or broker is showing a rosy pro-forma.If this is local to you that will help with a local bank doing the deal. 25% down is good but I would need to see your overall financial situation with IRA,401K, stocks, savings, checking, businesses, cash value of your life insurance policy, real estate assets, etc. to see liquidity and net worth for the balance sheet after down payment. 

At the same time, the mayor of Oakland had a big policy thrust to encourage downtown development.

I recently purchased a 3-family home and also deliberated this same question for a while and finally decided to go with the replacement cost of the house policy. 

Upon further review of your comments, it looks more like you are saying they will change their policy after it has sat on the market for 14-30 days...however, today is day 59 on redfin.

2) If less than $1,000,000 I would consider getting an umbrella policy attached to your primary residence.

“If the economy continues to improve as I expect, I think it will be appropriate at some point this year to take the initial step to raise the federal funds rate,” she said.Even after the first rate increase since 2006, “I anticipate that the pace of normalization is likely to be gradual,” Yellen, 68, said.Echoing the Fed’s April statement, Yellen said she expects the economy to return to a “moderate” pace of growth after a disappointing first quarter as headwinds including a cooling global economy gradually abate.Yellen repeated that policy isn’t on a pre-set course and the Fed may tighten more quickly if the economy performs better than expected or raise rates at a slower pace if it disappoints.