Notes - performing and non-performing! 

@Jay Hinrichs I hear you...the problem with the NAR suggestion that a seller simply find a RMLO to facilitate the transaction is that the licensing authorities could then move against the seller for brokering without a license, and also move against the RMLO and their company for accepting TPO (third party originations) from a non-licensed person.  

I'm seeing a lot of references to just flatly looking for x years of good tenancy verified by a landlord, but what if this is their first move on their own, and they can tell you where they lived but don't have a non-family landlord to ask about them?

But PH does not allow non-citizens to own land.

The prices of the homes in my neighborhood are going up fast So I don't want to sell to fast but for reasons I don't want to get into, I may have to move into a 242nd home I own which is in a non rental community.

Therefore, Certificate of OccupancyCertificate of AcceptanceYou should bee consuming much time in preparing your rentals for showingCompletely  move in ready before advertising.Having great curb appeal to the drive by lookersLearning how to place an ad and what words you can say and what ones you can't.You should be consuming Learning forms you need to use and what they are for and where to get them,Notice to Quit (Non Payment of Rent)Summons and ComplaintJudgmentsEscrow FormsWrit of RestitutionNotice of Termination of TenancyNotice to Quit due to Health HazardsYou need to know your states laws in when you can send these forms.You should spend much time in developing a Great Lease AgreementApplication FormsAnd know what words you can say and not say in them as well. 

We first had to evict about a third of the building when first getting it because of non paying tenants.

They gave us a non-refundable deposit and then backed out a week before they were supposed to move-in.

@Zack Karp - I can get 15% down even though it is a non-owner occupied rental with FHA?  

Note that PMI only applies to conventional financing (non govt backed, like FHA).