Hey Jose - if you're working with $15k i'd examine your local market to see if there is an opportunity to house hack if you want to work solo.If you're opening to partnering - I'd reccomend attending your local REIA meetings to see who is looking for a partner / capital.

@Freddy HernandezUtilities are based on whatever market you are in.

@Mayuresh Kshirsagar Detroit is one of the best markets in the Midwest right now!

He would negotiate a below market interest rate with the seller of say 4%.  

I've lived in Pittsburgh my whole life and being that I'm in an out of properties every single day, I really know the market.

An investment that is in many companies, reducing the risk of complete wipeout of the investment.Chances are these people you are referring to are invested in a broad market fund, and not in a highly volatile industry specific fund. 

Thank you I've worked short, mid and long.........In the Cleveland market, I'd say long term rentals are still the best investment with all things considered.

Are they paying market rate?

How is the STR/MTR market in Indy?

Our bookkeeper reconciles trust account with Streamline PMS, and reconciles ops account with QBO.I hope that helps.Thanks for the tip!