Now in our market of PDX from what a bigger PM told me that only manages apartments he said some of the new construction does have stress IE by the time they started them and with cost rises in labor and materials .. the rents are not hitting performa and or over build and rents have to be lowered to fill the units both stressing the owners .

This often provides a high and relatively safe return for the lender and allows borrowers to quickly and easily obtain funding, while also having a say in the negotiation of the terms (points, interest, timeframe, etc).    

Promissory notes are basically loans that also have certain time frames and are often secured by collateral.

Marvin There are so many things to consider, the way I will go about it will be by acquiring a debt weapon, home equity line of credit maybe for 20,000 and use that to pay down your principal there are some good youtube videos that will explain how to pay down your mortgage faster and save thousands of dollars in interest, but you need to have at least $500 of cash flow each month for that to work or use that to pay of a car payment faster anything that will increase your debt to income ratio so you can start saving more money each month cut down your monthly bills pay off all credit cards anyway you can i will try to get out of any car payments sell the cars buy a use one before selling the house, rent a room is a big house. obviously like i said lots of things to think about do you have kids so maybe a roommate wont work and your finances with out looking at them is hard to plan but I will try to make that house the investment get created if you have good credit that’s exactly how i started i hustle pay down my principal using the HELOC technique and when my equity become more because of lowering the principal I call my lender and increase my HELOC amount to the point that i was able to buy a house cash using the HELOC my HELOC became my checking account and i was paycheck parking all my income in the heloc is hard to explain what i did in a text but i hope this help you in getting created and into looking at more information before you sell or selling is the best way to go about it.

I had a applicant like that who started demanding repainting the kitchen because they didn’t like the color, demanded I lower my security deposit as they felt it was unnecessarily high and wanted a bit lower rent because it was off season. 

Here in Texas we have agriculture exemption on taxes which causes much lower property taxes. 

Usually the better areas have the lower cash flow returns in Baltimore. 

I'm thinking rents are probably lower there, but also so are the home prices.

My question is- is this stragety possible,- if so what is the time frame, - and have anyone used this strategy for their commercial investments.

you can use your extra depreciation against your active income to lower your income tax liability.