@Ryan Hobbs In our geographic area Rick is the ONLY authority as far as I'm concerned.

There is so much information you can gather on this site as well as read books from several authors on this very site.  

First the numbers3br enclosed stilt home on .45 acre, with waterfront on two sides in a secluded area but within 30 minutes of the largest city in the area...

However, the VA does keep track of all lenders who are authorized to do VA loans.

I finally get some answers, contact the owner of the property and had him give me authorization to negotiate with the bank.

Houston, TX Is the 4th largest city in America, only preceded by Chicago IL, Los Angelas CA, and of course Rome its self New York, New York!

I am not an lawyer (and I do not play one on TV ;-)) but I went looking on masslegalhelp.org and found this nugget on Federal public housing:Federal public housingIf you are applying for federal public housing, a housing authority  must deny your application if it finds that:A household member is currently engaged in illegal use of a drug, or the  Housing Authority has reasonable cause to believe a household member's illegal  use of a drug or pattern of illegal use of a drug may threaten the health,  safety, or right to peaceful enjoyment of the premises by other residents.1 The Housing Authority has reasonable cause to believe that a household  member's abuse or pattern of abuse of alcohol may threaten the health, safety,  or right to peaceful enjoyment of the premises by other residents.2   Importantbefore denying a person housing based on illegal drug use or alcohol  abuse, a housing authority may consider evidence of rehabilitation3.Any member of your household is subject to a lifetime registration  requirement under a state sex offender registration program.4 Any household member has been convicted of the manufacture or production of  methamphetamine in federally assisted housing.5 Any household member has been evicted from federally assisted housing for  drug-related criminal activity within the past three  years.6   ImportantA housing authority can also let your household in if the person who  engaged in the drug-related criminal activity has  successfully completed a supervised, approved rehabilitation program, or if the  circumstances leading to the eviction no longer exist—for example, the household  member has died or is in jail.7 In addition to the automatic denials listed above, a housing authority  may deny applicants "whose habits and practices reasonably may  be expected to have a detrimental effect on the residents or the project  environment."8 This means that a housing  authority has wide discretion over whom it allows  into its federal public housing programs.

I now work from home for a private company that sells to Rockwell (think 4 Hour Work Week by Tim Ferris) and enjoy working on my real passion, real estate investing.As for the market, Rockwell is a huge factor because it's the largest private employer in the state and it is doing well.

One of my favorite authors is John Schaub, Building Wealth One House at a Time and says in his book that he invested in apartments, shopping centers, office condos in his 30 years of investing and his conclusion is that Single Family Homes are the best.So i am a little hesitant about getting my feet wet with commercial or should I just stick to what i know "Single Family Homes" in premium locations.  

New regulations on payday lending companies in Britain has resulted in a stagnation or slow down in the payday lending industry there, according to numbers from the FCA (Financial Conduct Authority).