The one with the job (which was verified by me) had enough income to cover income/rent ratio, and the other one had good previous employment history (verified by me as well) but no current earnings.Between then and now the second tenant told me she found a job, so as of now they are both employed (to the best of my knowledge)About a couple of months later, the 1st tenant told me that her work place give their new employees an opportunity to rotate between sites for 3 months at a time, and that she would like to try that, and asks if it will be possible to have someone else stay instead of her for these 3 months during the summer.

I can't say for sure that they are bound to  FOIA as I'm no expert, just a former Gov't employee... 

Please note that you are obligated to pay back their 401k (regardless of the performance of your real estate investment).Per the loan offset rules that went into effect with the 2018 Tax and Job Act: if you leave your job and the loan is current at the time you leave your job but then the loan goes into default because you left your job, you will have until your tax return deadline (including any timely filed extension) to make the loan current by depositing the outstanding balance into an IRA (and thereby avoid the taxes and penalties that would otherwise apply).If you are self-employed with no full-time employees & you can rollover the funds, you could set up a Solo 401k, rollover the funds and take a 401k loan from the Solo 401k.

Please note that you are obligated to pay back their 401k (regardless of the performance of your real estate investment).Per the loan offset rules that went into effect with the 2018 Tax and Job Act: if you leave your job and the loan is current at the time you leave your job but then the loan goes into default because you left your job, you will have until your tax return deadline (including any timely filed extension) to make the loan current by depositing the outstanding balance into an IRA (and thereby avoid the taxes and penalties that would otherwise apply).If you are self-employed with no full-time employees & you can rollover the funds, you could set up a Solo 401k, rollover the funds and take a 401k loan from the Solo 401k.

Mobility has become such a problem that employees want to live closer to where they work, if they can afford to move.”Here are basic stats on single-family home sales for February 2019 for the City of Austin and the greater Austin area:Though interest rate pressure has eased, affordability concerns and low housing supply continue to weigh on the Austin area market.

If you are self-employed with no full-time w-2 employees, you can set up a Solo 401k & rollover funds from a non-Roth IRA as a tax-free direct rollover and then invest in real estate.Solo 401k vs.

We like to do this on our deals, but the appeal is greater for say a doctor who owns their practice than a W-2 employee with no other passive income. 

In many states, an employee of the property owner is authorized to manage on behalf of the owner without a license.

@Dave Foster is your guy.

I personally would rather build an empire, and if I'm going to have an empire, I have to be able to manage people/employees and know how to make sure they're doing their job right.