JamesUnder section 8 guidelines - a person can apply their government handout to buying a house.

So that would be worth $4-8k of extra after-tax income per year, depending on state tax rates, and your overall marginal federal rate.Obviously, the point is to do your calc's on an after-tax basis when you start thinking about replacing your job income.

I am all for less government intrusion.

Wells Fargo and John Stumpf CEO, likes to kick you when you are down, even though they took $25 Billion in government bailout money which was mine and yours Taxpayer dollars.

90% LTV HELOCS on investment property-TD Bank advertises this (technically 89.9% is advertised)90% LTV HELOC on primary residence-US Bank advertises this, obviously TD Bank would do this too.Otherwise, the only banks I've seen offering 90%LTV HELOCs on primary residences are local credit unions in my area (Direct Federal and MIT Credit Union).

I was told each state governs there own LLC processes and assess a different fee/tax.

We just got one through Pentagon Federal Credit Union about 3 weeks ago for one of our rental properties. 80% LTV

There is no guarantee that the municipal or state government will continue to fund these kind of programs, especially when the money runs out. 

And if that simple process is done, does that loan then count as 1 of 10 for your government backed loan limit?

Government pumped 3 trillion dollars into economy in one month during COVID when it was projected to pump 2 trillion the whole year.