Off Market Seller Cold CallHow did you add value to the deal?

I will be extremely grateful if you can recommend any lender? 

Here is one place to read more about it: https://www.realtor.com/news/trends/mortgage-rate-madness-theyre-up-theyre-down-where-will-they-land/5% isn't bad if it works with your numbers (still extremely low historically), but seems likely that they will stabilize at a somewhat lower mark pretty soon, so depending on your goals / situation you may want to wait. 

I think this event will make people more responsible (savings/rainy day funds will be taken seriously) and healthier (people will actually wash their hands and stay away from people who show symptoms of a cold or flu). 

Remember from earlier, rates/leverage/and pricing are based on "supply" and "demand" of capital and there was an extreme "flood" of capital into the market, all while quality deals were becoming scarcer.

Credit card as method to pay rent auto qualifies as person recommending being Cold Hearted.

We are entering a time where it is going to be extremely difficult for new wholesalers.

He'd usually offer such kind of service, but right now he's extremely overwhelmed and has stopped taking on that responsibility.Anything else we should try?

I guess my investment time frame is maybe 3 months with extremely low risk. 

The city council has a strong socialist mentality and is extremely anti-landlord.